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Policy for a Potential Chancel Indemnity Risk (up to £500k cover)

PURCHASE AT THE POINT OF COMPLETION OF A RESIDENTIAL PROPERTY TRANSACTION

This is to pay the premium for the Potential Risk Chancel Indemnity Policy for your specific property.

The charge, which is a one off payment, includes the policy premium and all admininstation charges for obtaining the policy and placing the policy on risk. 

 

The cover does not require policy holders names as they will be sought and cross-referenced from land registry data at the point of claim. This policy is not transferrable to subsequent owners.

 

 

Chancel liability requires land and homeowners to contribute towards works carried out on the part of the church containing the altar and the choir (the Chancel) of an Anglican parish church.  Chancel Repair Insurance provides cover in the event of a claim from neighbouring churches in relation to such repairs.

 

Only order this product if you can confirm 'yes' to all the following Assumptions:

 

  • The Property is a single residential dwelling or flat and this use will continue - Yes
     
  • Cover is required for the buyer and lender only and not successors in title - Yes
     
  • The Title to the Property contains no reference to a chancel repair liability and the current owner is not aware of a chancel repair liability applying - Yes
     

  • There have been no chancel repair demands received or made and no enquiries exchanged with the church authorities relating to the chancel repair liability - Yes

 

See a copy of the potential chancel liability indemnity policy documentation HERE

Policy for a Potential Chancel Indemnity Risk (up to £500k cover)

£25.00Price

PLEASE ensure that when placing an order, you have provided us with accurate information about the property. Once a report has been ordered it cannot be amended and cannot be refunded. Orders will be processed soon after payment is received. IF you have made an error, contact us with updated information prior to completing your checkout to avoid us processing orders that may contain errors.

For your peace of mind our pack products provide industry expected levels of insurance and are compliant with all regulating bodies and codes of conduct.:


Our Local Authority Search is protected by Professional Indemnity Insurance arranged by Travelers Insurance Co Ltd, the limit of which is £10,000,000. This indemnity also provides cover for errors and omissions in local authority and water company data/records which are used to compile our search reports. The search further benefits from 6 years run-off cover.

Our Drainage & Water Reports come with a £2 Million indemnity insurance from 'stewart title'

The Airchecker Report comes with a PI cover of £2million

The Ground Report comes with £1 million of indemnity cover in the aggregate in respect of any one Property.

The Homecheck Pro Report is backed by £10 million professional indemnity insurance.

The Groundsure Homebuyers Environmental report comes with Reliance: £10m Professional Indemnity Insurance. Can be relied upon by all professional parties within a property transaction, first purchasers/tenants and their advisers. Please refer to Groundsure terms & conditions.

The Envirosearch Residential Report comes with: a Radon screen- Insurability statement,  PI cover of £10million, Free ‘Further Action’ risk re-review service and £150,000 Contaminated Land excess free remediation contribution

The Homecheck Flood Report comes with a Consultant assessment on high risk sites, Clear next steps, £10m PI cover of £10million, Insurability statement, is Law Society compliant, FloodRe eligibility indicator

Our No Search Chancel Repair Insurance Policy provides up to £500,000 of Indemnity Insurance per property.

Argyll Energy & Infrastructure report comes with a Professional Indemnity Cover of £10million (terms apply)

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