PURCHASE AT THE POINT OF, OR AFTER COMPLETION
The cover does not require policy holders names as they will be sought and cross-referenced from land registry data at the point of claim. This policy is not transferrable to subsequent owners.
This product is a 'No Search Chancel Indemnity' product designed for people who do not know whether there is a risk of chancel liability and is placed on risk with the insurer and remains valid during your ownership for this single premium. This policy will provide cover for up to £500,000 and the cost shown includes the premium and all admin charges for setting up the policy.
If you know that the property you are buying has a chancel liability because you or your legal representative has carried out a chancel search, this policy will not be valid for you.In these cases, please call us and ask for a quote for a policy for a Chancel Indemnity Policy with known Potential Liability.
Chancel liability requires land and homeowners to contribute towards works carried out on the part of the church containing the altar and the choir (the Chancel) of an Anglican parish church. Chancel Repair Insurance provides cover in the event of a claim from neighbouring churches in relation to such repairs.
Only order this product if you can confirm 'yes' to all the following Assumptions:
- The Title to the Property contains no reference to a chancel repair liability and the current owner is not aware of a chancel repair liability applying - YES
- There have been no chancel repair demands received or made and no enquiries exchanged with the church authorities relating to the chancel repair liability - YES
- The current use of the Property will continue - YES
- Cover is required where no application for a Chancel “screening” search or full search of the Records of Ascertainment has been carried out which may have revealed a potential chancel liability affecting the Property - YES
See a copy of the no search chancel indemnity policy documentation HERE
Watch our video HERE
Commercial No-Search Chancel Indemnity Insurance (up to £500k cover)
Accuracy is IMPORTANT
PLEASE ensure that when placing an order, you have provided us with accurate information about the property. Once a report has been ordered it cannot be amended and cannot be refunded. Orders will be processed soon after payment is received. IF you have made an error, contact us with updated information prior to completing your checkout to avoid us processing orders that may contain errors.